The DFS Observatory At Columbia University

Welcome! The Digital Financial Services Observatory is housed by CITI at Columbia University Business School in New York. It is funded by the Gates Foundation.

Our activities include:

You are welcome to submit documents, laws, commentaries and regulations to be considered for publication.

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Latest News

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Cryptocurrencies, a form of virtual currency, have become increasingly popular over the past several years and recently surging. Governments worldwide have begun to craft regulation to address this issue and virtual payment mechanisms.

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The Central Bank of Nigeria release a regulation for bill payments aimed at creating minimum standards for compliance with with bill payment transaction processing and accomplishing the creation of a national payments system.

Latest Additions To DFS Legal Library

Legal Disclaimer: The content appearing on this site is for general information purposes only and made available on an "AS-IS" basis. The law is subject to change and no representation or warranty is made with regard to accuracy or fitness for a particular purpose.