The DFS Observatory At Columbia University

Welcome! The Digital Financial Services Observatory is a project of the Columbia Institute for Tele-Information (CITI) at Columbia University Business School in New York. It is funded by the Microsoft New Venture Fund and originally by the Gates Foundation.

Our activities include:

You are welcome to submit documents, laws, commentaries and regulations to be considered for publication.

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Mobile Money Brands

The Wall Street Journal reported African governments and mobile money providers bolstered the use of mobile money to help comb

Latest Additions To DFS Legal Library

Legal Disclaimer: The content appearing on this site is for general information purposes only and made available on an "AS-IS" basis. The law is subject to change and no representation or warranty is made with regard to accuracy or fitness for a particular purpose.