The DFS Observatory At Columbia University

Welcome! The Digital Financial Services Observatory is housed by CITI at Columbia University Business School in New York. It is funded by the Gates Foundation.

Our activities include:

World's first comprehensive curated library of DFS-related laws, regulations and policies
Over 850 legal documents from over 60 countries, trade blocks & SSBs in our searchable database
Free webinars & quizzes on DFS-related topics, leading to a Certificate Program for registered participants
Commentaries and policy documents on DFS regulation
Publications on a range of DFS-related topics, including those from the ITU DFS Focus Group
Our annual DFS & Emerging Payments Summit
Roundtables

You are welcome to submit documents, laws, commentaries and regulations to be considered for publication.

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Latest News

Mauritius Launches EU Cyber Resilience for Development (CYBER 4D)

In an effort to increase the security and resilience of national information and communications systems and infrastructure, Mauritius ministers announced the

Study Finds 80% of Ugandans Believe Mobile Money is Too Expensive

The Twaweza initiative announced that a research study it conducted in Uganda revealed that almost 79% of citizens believe that mobile mone

More news...

Latest Additions To DFS Legal Library

Maryland Senate Bill 136: Corporations - Corporate Records and Electronic Transmission

The state of Maryland bill signed into law provides for the use of "distributed electronic networks" (such as blockchain and distributed ledger technology (DLT) ) to maintain and trainsmit certain corporate information, stock ledgers and specific communications.

USA (United States of America)

Law

2019

In Force

Keywords: Blockchain, Distributed Ledger Technology (DLT), Corporate Records
NIST Roadmap for Improving Critical Infrastructure Cybersecurity Version 1.1

A companion document to the National Institute of Standards and Technology (NIST) cybersecurity framework which sets forth the roadmap and agenda for further enhancement and revision of the framework and development, alignment and collaboration of cybersecurity related activities and responses.

NIST

Strategy

2019

In Force

Keywords: cybersecurity, Risk Management Framework
Information and Communication Technology Cybersecurity Certification (''Cybersecurity Act'')

The European Parliament's approved Proposal for its Cybersecurity Act. Under the Act, the European Union Agency for Cybersecurity (“ENISA”) is granted a permanent mandate and is tasked to perform as the central provider of cybersecurity expertise and advice including the development of EU policy and law, engage in capacity building, support and cooperation on cybersecurity practices and response to the EU and its Member States, publish guidelines and best practices for cyrbersecurity and promote international cooperation as well as other duties. The Act also establishes the European cybersecurity certification framework (applicable across the EU) in an effort to create a common, certified cybersecurity approach throughout the EU which will also apply to Information and Communications Technologies (ICT) products and services (including the Internet of Things (IoT)).

European Union (EU)

Regulation

2019

Adopted

Keywords: cybersecurity
Draft Enabling Framework for Regulatory Sandbox

The Reserve Bank of India (RBI) first draft of its "Enabling Framework for Regulatory Sandbox" available for public comment, to be submitted by May 08, 2019.

India

Regulation

2019

Draft Document

Keywords: Regulatory Sandbox, FinTech Sandbox, FinTech, Sandbox Framework
Regulations for Electronic Money Institutions (EMIs)

The central bank of Pakistan issued regulations for Electronic Money Institutions which are non-banking entities duly authorized to issue means of payments in the form of electronic money, which follows recommendations from the FATF

Pakistan

Regulation

2019

In Force

Keywords: E-Money, Electronic Money, Digital Currency
Proposal for amendment n. 8.0.3 to the DDL n. 989

Proposed amendment to regulations (Senate Act no. 989) to recognize Distributed Ledger Technology (DLT) and blockchain timestamping and validation protocols to digital documents and as referred to in EU Regulation 910/2014, Article 41.

Italy

Bill

2019

Draft Bill

Keywords: Distributed Ledger Technology (DLT), Time Stamp
Advice: Initial Coin Offerings and Crypto-Assets

European Securities and Markets Authority (ESMA) advice on initial coin offerings and crypto-assets clarifying EU rules and ESMA position.

European Union (EU)

Guideline

2019

In Force

Keywords: Initial Coin Offering (ICO), Crypto Asset
Memorandum of Understanding Between State of Vermont Office of Secretary of State and Department of Financial Regulation

USA (United States of America), State of Vermont, memorandum between the Secretary of State and Department of Financial Regulation to collaborate on an initiative to potentially implement digital ledger technology or blockchain technology for the purposes of digital record keeping within the captive insurance industry.

USA (United States of America)

Memorandum

2019

In Force

Keywords: Blockchain, Distributed Ledger Technology (DLT), Insurance, Insurance Regulatory Authority
Capital Markets and Services (Prescription of Securities) (Digital Currency and Digital Token) Order 2019

The Order, in force as of January 15, 2019, announces that digital currencies and digital tokens are prescribed to be securities as per definitions set forth herein.

Malaysia

Statement

2019

In Force

Keywords: Digital Currency, tokens, Securities
EU FRAMEWORK – How to implement the European framework for Threat Intelligence-based Ethical Red Teaming

The Framework for Threat Intelligence-based Ethical Red Teaming (TIBER-EU) enables European and national authorities to work with financial infrastructures and institutions (hereafter referred to collectively as “entities”) to put in place a program to test and improve their resilience against sophisticated cyber attacks.

European Union (EU)

Guideline

2018

Keywords: cybersecurity

Legal Disclaimer: The content appearing on this site is for general information purposes only and made available on an "AS-IS" basis. The law is subject to change and no representation or warranty is made with regard to accuracy or fitness for a particular purpose.

The DFS Observatory At Columbia University

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3G
3GPP
4G
5G
A2A
Aadhaar
Acceptor
Access
Access and Call Origination
Access Point
Account
Account to Account
Accountability
Accounting
Accounts
ACH - Automated Clearing House
ACO
Acquirer
Acquiring
Acquiring License
Active User
Activity Based Costing
Actuary
ADR
Advice of Charge
Advisory netting
Agency
Agent
Agent Banking
Agent Insurance
Agent Liquidity
Agent Registration
Agent Regulation
Aggregate
Aggregator
Aggrieved Person
Agreement
Airtel
Airtime
Algorithm
Alipay
Alternative Dispute Resolution
Amex
AML - Anti Money Laundering
AML Tiers
Android Pay
Anti-competitive Behaviour
AOC
API
App
Apple
Apple Pay
Application Program Interface
Approved Securities
APS
Arbitrage
Arbitration
Arrangement
ASA
Asset
Assured
Assured Payment System
Asymmetric
Asymmetric Contractual Power
AT&T
ATM
Attack
Audit
Audit Trail
Auditability
Authentication
Authorised Dealer
Authorization, Authorisation
Authorized Shared Access
Automated
Availability
B2A - Business to Account
B2A - Business to Account
B2B - Business to Business
B2C - Business to Consumer
B2C - Business to Customer
B2G - Business to Government
Back office
Back-to-back
Back-to-back Trades
Bahamas
Balance-based
Bank
Bank Accounts and Transaction Services
Bank Draft
Bank Failure
Bank Indonesia
Bank Led Model
Bank of England
Bank Reserves
Banking
Banking Business
Banking Laws an Regulations
Banking Laws and Regulations
Banking Supervision
Banking Supervision Department
Bankruptcy / Insolvency
Banks
Base Station Transmitter
Base Transceiver Station
Basis Risk
Batch
BC
BDT
Bearer
Beneficial
BEREC
Bilateral
Bilateral Agreement
Bilateral netting
Bill and Melinda Gates Foundation
Bill of Exchange
Bill Payment
Billing System
Biometric
Biometric Authentication
Biometrics
BIS
Bit
Bitcoin
Bkash
Blacklist
Blockchain
Blue Book
Body of European Regulators of Electronic Communications
Bonds
Book-entry
BOP - Bottom Of Pyramid
Borrowing
BPA
Branchless Banking
bribery
Bridge
Broker
Broker-dealer
Brokerage
Brute Force
BS
BSS
BST
BTS - Base Transceiver Station
Bulk Funds Transfer System
Bulk Payments Services
Bundling
Bureau de Développement de Télécommunications
Business
Business Correspondent
Business of a Financial Nature
Business of Securities
Business Relationship
Business Risk
Buy-in
By Laws
Byte
C2B - Consumer to Business
C2C - Consumer to Consumer
C2G - Consumer to Government
CA - Certificate Authority
Cable Television
CAGR
Call Money
Call Option
CAMEL
CAP
Capacity Building
CAPEX
Capital
Capital Adequacy
Capital Expenditure
Capital Markets
Capital risk
Caps
Card-based
Cards
Carriage Server Provider
Cartel
Case Law
Cash
Cash Card
Cash Clearing
Cash Correspondents
Cash Deposit
Cash Dispenser
Cash in Cash Out
Cash Management
Cash Out
Cash Settlement Agent
Cash-driven
Cash-In
Cash-Out
Cashier’s
CATV
CBK
CCITT
CCK
CCM
CDD - Customer Due Diligence
CDD - Customer Due Diligence
CDR - Call Data Record
CDR - Call Data Record
CDS
Central Bank
Central Bank Bills
Central Bank of Nigeria
Central Counterparty
Certificate
Certification Authority
CFD
CFT - Counter Financing of Terrorism
CGAP
Chaining
Character
Charge Card
Chargeback
Cheque
Chip Card
Choice of Law
CICO
Ciphertext
Circuit Card
Circulars
CITI
Citizenship
Claim
Clearance
Clearing
Clearing House
Clearing Link
Clearing System
Client
Closed Loop
Closed Network
Closed-Loop
Closeout
Closeout Netting
Code of Conduct
Collateral
Collateral Pool
Collateralising
Collection
Combating the Financing of Terrorism
Combatting Terrorist Financing
Committed
Company
Comparison
Competition
Competition Authority
Competition Law
Compliance
Compliance Person
Compound Annual Growth Rate
Comptroller
Confidentiality
Confirmation
Conflict of Laws
Constitution
Consultative Group to Assist the Poor
consumer
Consumer Agreement
Consumer Obligations
Consumer Protection
Consumer Rights
Contact Cards
Contactless Cards
Continuity
Contract
Contract Law
Contract of Insurance
Contracts
Contractual
Contractual Power
Cooperative
Core
Core Network
Core Principles
Corporate Governance
Corporate Governance Loans
Corporate Records
Correspondent
corruption
Cost Risk
Counter
Counterfeit
Counterparty
CPSS
CPU
Credit
Credit Agreement
Credit Bureau
Credit Bureau
Credit Caps
Credit Card
Credit Facilities
Credit History
Credit Information
Credit Institution
Credit Limits
Credit Reference Bureau
Credit Regulator
Credit Report
Credit Risk
Credit Risk
Credit Risk Management System (CRMS)
Credit Scoring
Credit Transfer
Credit Union
Credit Vetting
Creditor
criminal conduct
CRM
Cross Border Trade Finance Services
Cross-border
Cross-currency
Cross-system
Crowdfunding
Cryptanalysis
Crypto Asset
Crypto Currency
Cryptographic
Cryptography
crytpocurrency
CSD
CSDA
Currency
Current Call Minutes
Current Data Session
Current Exposure
Custodian
Custody
Custody Risk
Custody-only
Customer
Customer Database Management
Customer Information
Customer Relationship Management
Customer Service
Customer to Business
Customer to Customer
Customized Applications for Mobile Enhanced Logic
cybersecurity
Daily
Daily Settlement
Data Breach
Data Encryption
Data Protection
Data Protection / Privacy
Data Security
Database
Day of Value
Daylight credit
DB
DBV
Dealer
Debit
Debit Balance
Debit Caps
Debit Card
Debit Transfer
Debt Book-entry
Default
Defaulter Pays
Deferred Net
Definitions
Delayed Debit
Deletion
Delivery
Delivery By
Delivery Versus
depo
deposi
Deposit Guarantee
Deposit Guarantee System
Deposit Insurance
Deposit Money Banks
Deposit Protection Fund
Deposit Taking Micro Finance Institution (MFI)
Deposit Taking Microfinance
Deposit-taking Business
Depository
Deposits
Derivative
Derived key
DES
DFSO
DFSP
Difference
Differential Tariffs
Digital / Virtual Asset
Digital Assets
Digital Currency
Digital Financial Services
Digital Financial Services Ecosystem
Digital Liquidity
Digital Payment
Digital Signature
Direct Debit
Direct Holding
Direct Market
Direct Participant
Disability
Discharge
Disclosure
Discount Houses
Discriminator
Dispute Resolution
Disruption
Distributed Ledger Technology (DLT)
Distributing Institution
Domestic Remittance
Domestic Trade
Draft
Driven
DVD
DVP
DVP Schemes
e-government
e-KYC - Electronic Know Your Customer
E-Money
E-Money Accounts
E-Money Issuer
E-Money Regulations
E-Money Transaction
Early
Earnings Before Interest, Tax and Amortization (EBITDA)
EBP
EC
EDGE
EDI
EDR
Education
EEA
EEPROM
Effective Annual Percentage Rate (APR)
EFT
EFTPOS
Elec
Electronic
Electronic Bill Payment
Electronic Bill Presentment
Electronic Data
Electronic Data Interchange
Electronic Funds Transfer
Electronic Money
Electronic Purse
Embedding
EMV
Encryption
End User
End-of-day Gross
Engineering
Entertainment
Environment
EP
EPROM
Equality
Equity Swap
ERG
Escrow
Ethnicity
ETSI
EU
European Banking Authority
European Commission
European Economic Area
European Parliament
European Regulators Group
European Telecommunications Standards Institute
European Union
Event Data Record (used in billing)
Event of default
Exchange
Exchange Rate
Excise Tax
Exclusivity
Exit Criteria
Explosive or other Lethal Device
Exposure
Extension
External Auditor
Face-to-face
Facilities
Facility
Factoring
Family Business
Faster Payments
FATF
FCC
Feature Phone
FED
Federal Excise Duty
Federal Reserve Bank
Fees
Final settlement
Final Transfer
Finality
Finality Risk
Finance
Financial Action Task Force
Financial Disclosure
Financial Group
Financial Holding Company
Financial Inclusion
Financial Institution
Financial Instruments
Financial Intelligence
Financial Intelligence Unit
Financial Literacy
Financial Obligations
Financial Reporting
Financial Risk
Financial Services
Financial Stability
Financial Statements
Financial Supervision
Financing of Terrorism
Fine
FinTech
FinTech Sandbox
Firewall
Fixed Network Operator
Fleckless
Float
FNO
Forced
Foreign
Foreign Currency
Foreign Exchange
Foreign Financial Intelligence Unit
Forward
Forward Rate
Fraud
Free-of-payment
Front Office
FTS
Function
Fund
Funds
Funds Storage
Funds Transfer
Funds transfer system
Fungibility
Futures Contract
Futures-style
G2A - Government to Account
G2C - Government to Consumer
G2P - Government To Person
G2P - Government To Person
gambling
GDP
General Collateral
General Packet Radio Service
General Purpose Reloadable
ghana
Giro System
Global
Global System for Mobile communications
Glossary
Gold
Google
Government Payments Acceptance Services
Government to Account
Government to Customer
Government to Person (for family allowance or salary payment)
Governor
GPR - General Purpose Reloadable
GPRS
GPRS Roaming eXchange (GRX)
Grace Period
Gridlock
Gross
Gross Domestic Product
Gross Margining
Gross Settlement
GSM
GSM Association
GSMA
GST
Guarantee Card
Guarantee Fund
Hack
Hacking
Haircut
handset
HCE
Health
Hedge Fund
Herstatt Risk
HLR
Home Banking
Home Location Register
Home Public Land Mobile Network
Home Public Mobile Network
Hot List
HPLMN
HPMN
Humanitarian Crises
Hybrid System
IC card
ICASA
ICSD
ICT
Identification
Identity
IDR
IFTS
IMF
Immediate Funds Transfer
Immediate Payment Service
Immediate Payment Service (India)
Immobilisation
Imprinter
Imprisonment for Life
IMPS
IMR
IMS
IMSI
Income
Income Tax
Indemnification
india
Indirect holding
Indirect market
Information and Communication Technology
Information Technology
Infrastructure
Initial Coin Offering (ICO)
Initial Margin
Inpayment
Institution
Instruction
Instructions
Instrument
Insurance
Insurance Agent
Insurance business
Insurance Products
Insurance Regulatory Authority
Insured deposit
Insurer
Insuring Assets
Insuring Lives
Integrity
Intellectual Property
Intelligent Network
Inter-Operator Tariff
Interbank Funds
Interchange
Interchange Fee
Interconnection
Interest
Interest Rate Risk
Interlinking
Internal
Internal Audit
Internal Control
International
International Central
International Mobile Roaming
International Mobile Subscriber Identifier
International Remittance
International Telecommunications Users Group
International Telegraph and Telephone Consultative Committee
Internet
Internet of Things
Internet Service Provider
Interoperability
Interval
Intraday
INTUG
Investment Products
IOT
IP
IP Data Record
IP Multimedia Subsystem
IPDR
IRIS
Irrevocable
Irrevocable Transfer
ISO
ISP
Issuer
Issuing
Issuing Agent
IT
ITU Telecommunication Standardization Sector
ITU-T
Kenya
Key
Key Length
Key Management
KYC - Know Your Customer
Large-value
Laundering
Law Enforcement Authority
LD
Leadership
Leasing
Legal Ownership
Legal Risk
Legal Title
Legislature
Lending
Letter of Credit
Liability
License Renewal
Licensed Insurers
Licensing
Limit
Limited-purpose
Link
Liquidity
Liquidity Management
Liquidity Risk
Liquitidy
Load
Loading
Loans
Local Agent
Local Custodian
Long Distance
Long Position
Long-form
Loss-sharing
Loss-sharing Pools
LRAIC
LTE
LTE -Long Term Evolution
M-Commerce
M-pesa
MAC
Machine
Magnetic Ink
manage
Management
Mandates
Manufactured
Margin
Margin Call
Margining
Market
Market Risk
Market Value
Marketing & Advertising
Mask
Master
Master Key
Mastercard
Matched Book
Matching
Megabits (Mbits)
Megabits Per Second (Mbps)
Member
Member State
Memorandum
Memory Card
Merchant
Merchant Acquisition
Merchant Payment - POS
Merchant Payment - Remote
Merchant Payments Acceptance Services
Merchant Service Provider
Message
MF - Micro Finance
MFI - Micro Finance Institution
MICR
Micro Finance Banks
Micro Insurance
Micro Insurance Agents
Micro Insurance Contract
Micro Insurer
Microsoft
MIMO
Minimum Standards of the Lamfalussy
MMS
MNO
MNO - Mobile Network Operator
MNO - Mobile Network Operator
Mobile Banking
Mobile Carrier
Mobile Coverage
Mobile Money
Mobile Payment
Mobile Termination Rate
Mobile Wallet
Modelo
Mojaloop
Monetary
Monetary Instruments
Monetary Policy
Money
Money Order
Money Transfer Operator
MPO
MPO - Mobile Payment Operator
MTN
MTR
Multifunctional
Multilateral
Multilateral Net Settlement System
Multimedia Messaging Service
Multiple Issuer
Multipurpose
Mutual Company
Mutual Offset System
MVNO
MVNO - Mobile Virtual Network Operator
MWallet
National Financial Inclusion Strategy
National Payment System
National Regulatory Authority
National Security
National Telecommunications Authority
National Unified USSD Platform
NDA - Non Disclosure Agreement
NDA - Non Disclosure Agreement
Near Field Communication NFC
Net Credit
Net Debit Cap
Net Margining
Net Settlement
Net Settlement System
Netting
Netting Scheme
Network Money
Network Operations Centre
Nigeria
NOC
Nominee
Non-Bank
Non-Bank Led Model
Non-cash
Non-Regulated Financial Institution
Note-based system
Novation
NPCI
NPCI - National Payments Corporation of India
NRA
NTT DoCoMo
Number
Numeracy
NUUP
Obligation
OCR
OECD
Off-balance
Offline
Offsetting
OJK
Omnibus
On Us Payments
One-way Hash
Onlend
Online
Open
Open Market
Open Network
Open Offer
Open Outcry
Open-Loop
Opening (or front) Leg
Operating Expenditure
Operational Risk
Operational Risk
Operational Safe
Operational Support System
Operator
OPEX
Opportunity
Optical
Optimisation Routine
Option
Option Contract
Options-style
Organic Law
Organization for Economic Co-Operation and Development
OSS
OTA - Over The Air
OTC - Over The Counter
OTC - Over the Counter
Other Device
Over The Counter Services
Over The Top
Overnight
Oversight
Oversight Department
Ownership
P2B - Person to Business
P2B - Person to Business
P2G - Person to Government
P2P - Person to Person
PAFI
Paperless Credit
Participant
Patrimony
Payee
Payer
Paying Agent
Payment
Payment Account
Payment Card
Payment Instrument
Payment Lag
Payment Netting
Payment Orders
Payment Service
Payment Service Bank
Payment Settlement
Payment System
Payment System Operator
Payments
Payor
PCI
PCI-DSS
PCMCIA Card
Peer-To-Peer
Pensions
Person to Person
Personal
Personalisation
PIN - Personal Identification Number
PKI
Place of Public Worship
Plain Vanilla
Plaintext
Platform
Pledge
Point of Sale Device
Policy
POS
POS - Point of Sale
Position Limit
Position Netting
Positions
Posting
Potential Future
Praedial Larceny
Pre-matching
Pre-settlement
Prefunding
Premium Rated
Premium Rated
Prepaid Card
Prepaid Cardholder
Prepaid Cards
Prepaid Instruments
Prepaid Voucher
prices
Primary Mortgage Banks
Primary Mortgage Institutions
Prime
Principal
Principal Risk
Principles
Privacy
Privacy / Data Protection
Private Key
Processing
Processing Unit
Processor
Products
Programme
Property
Property Tax
Proprietary
Proprietary (trading)
Proprietary Account
Protocol
Provider
Provision
Provisional
Prudential Guidelines
Prudential Regulation
PSD - Payment Services Department
PSP - Payment Service Provider
Public Entities
Public key
Public Switched Telephone Network (PSTN)
Pull Payments
Purpose Code
Push Payments
PVP
QoS - Quality of Service
QR codes
Queuing
Race
Radio Area Network
RAM
RAN
Real-time
Real-time Gross Settlement
Real-time Risk
Realizable Property
Reason Code
Rebate
Recall
Receipt
Receiver Finality
Receiving Party Pays
Recognition
Recourse
Red Book
Registration
RegTech
Regualtion
Regulation
Regulations
Regulator
Regulatory Authority
Regulatory Framework
Regulatory Sandbox
Reinsurance
Relationship
Remittance
Remote
Remote Access
Remote Payment
Replacement
Repo
Repo Rate
Report
Representation
Repricing
Republic
Repudiability
Repudiation
Repurchase
Reputational Risk
Reputational Risk
Reservable
Reserve Requirement
Reserves
Resistant
Respondent
Response
Retail
Retail Funds
Retail Funds Transfer System
Retail Payments
Retailer Card
Retiring Allowances
Reverse
Reverse Repo
Revocable
RFID
Rights
Ringfencing
Ris
Risk
Risk Based Approach
Risk Factor
Risk Management
Risk Management Framework
Risk Management Test
Risk Manangemet
Roboadvisor
Rolling
ROM
RPP
RSA
RTGS
Rule
Rules
Safaricom
Safeguarding Provisions (KYC, AML, CFT)
Sales
SAM
Same Day Funds
Samsung Pay
Sanction
Sandbox Framework
Savings
Savings and Credit Cooperatives
Savings Products
Scattering
Scheduling
Scheme
SCP
Scratch Cards
Screen-based
SDF
SDL
Second Generation
Secret Key
Secure Element
Secured Creditor
Secured Party
Securities
Securities Depository
Securities Loan
Securities Settlement
Securities Settlement System
Security
Security Agreement
Security Breach
Security Compliance Review
Security Interest
Security Level
Security Risk
Segregation
Seigniorage
Sell-buybacks
Sellbacks
Sender Finality
Sequence
Server
Service
Service Control Point
Services
Session Key
Set Off
Settlement
Settlement Bank
Settlement Date
Settlement Lag
Settlement Risk
Settlement System
Settling Institution
SG3
Share Book-entry System
Shares
Sheet
short code
Short Codes
Short Message Service (SMS)
Short Sale
Signaling System 7 (SS7)
Significant Market Power
SIM
SIM Application Toolkit
SIM Card
SIM Card Registration
Single-purpose
SLT
SLT Transactions
Smart Card
Smart Contracts
Smart Phone
Smartcard
smartphone
SME
SMME
SMP
SMS
Social
Social Capital
social media
Software-based Products
South African Reserve Bank
Sovereignity
Special
SSB
SSS
Stakeholder
Stamp Duty
Standard
Standards Setting Body (SSB)
Standing Order
State management
Status
Sterilisation
Sticky SIM
Stored Value
Stored Value Account
Stored Value Card
Stored Value Product
STR - Suspicious Transaction Reports
STR - Suspicious Transaction Reports
Straight Through
Stress Testing
STRs
Study Group 3
Subcustodian
Subscriber Identification Module
Substitution
SuperAgent
Supervision
Supervisory Authority
Supervisory Body
Supervisory Regulations
Surcharge Fee
Sureties
Survivors Pay
SVP
Swap
Swift
Switch
Switch Fee
Symmetric
System
Systemic
Systemic Risk
Systemically
Tamper-evident
Tamper-proof
Target
Tariffs
tax
TCP/IP
Telecommunication
Telecommunications
Term
Term Transactions
Termination
Terrorist
Terrorist Organisation
Terrorist Property
Thin SIM
Third Generation Mobile Services and Networks
Third Generation Partnership Project
Third Party Processing
Thrift Bank
Tiering
Time Stamp
Title Transfer
TMN
Tokenization
tokens
Total Return
tower company
Traceability
Trade
Trade and Industry
Trade Date
Trade Matching
Trade Netting
Trade-for-trade
Trade-for-trade Settlement
Trading
TRAI
Transaction Accounts
Transaction Log
Transactions
Transfer
Transfer DVP
Transfer System
Transferability
Transfers
Transmission
Travel
Tri-party Repo
Trinidad and Tobago Currency
Triple DES
Truncation
Trust Accounts
Trust Companies
TSB
UCC
Uganda
Ultimate
UMTS
Unbanked
undefined
Underwriter
Unfair Practices
Unionpay
Unipagos
Unique Identity UID
Universal Mobile Telecommunications System
Unwinding
User
User Fee
USSD
UTRAN
Value
Value Added Tax
Value-at-risk
Variation Margin
VAS
VAS - Value Added Services
VAT
Velocity
Virtual Currency
Visa
Vodacom
Vodafone
Voice over IP
VoIP
Voucher
Wallet
Walmart
Walmart Pay
Western Union
White List
Wholesale Funds
WiFi
Wire Transfer
Wireless Application Protocol
Wireless Local Area Network
Withholding Tax
WLAN
Working Group
World Bank
Zain
Zero Hour Rule