About the Digital Financial Services Observatory

The DFS Observatory began in March 2016. It is housed within the Columbia Institute for Tele-Information and has been made possible by a grant graciously provided by the Bill & Melinda Gates Foundation.

The DFSO was founded by and is run by Dr. Leon Perlman, PhD & Michael Wechsler Esq.

Our activities include:

You are welcome to submit documents, laws, commentaries and regulations to be considered for publication.


Columbia Institute for Tele-Information

The Columbia Institute for Tele-Information (CITI) is a university-based research center focusing on strategy, management, and policy issues in telecommunications, computing, and electronic mass media.

Founded in 1983 at Columbia University, CITI is the first research center for communications economics, management, and policy established at a US management school. Its location in New York City provides a unique foundation for these activities. Research collaboration among academic, corporate, and public sectors is vital in analyzing the complex problems associated with managing communications enterprises, systems, and policy in environments of rapidly changing technology and regulation.

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