People's Bank of China - Provisional Rules on Management of Individual Credit Information Database


The People's Bank of China's (PBC) "Provisional Rules on Management of Individual Credit Information Database" are formulated to safeguard the financial stability, prevent and mitigate credit risks of commercial banks, promote development of individual credit business and ensure the secure and legitimate use of personal credit information. The PBC is responsible for organizing the establishment of individual credit information database. The purpose of the database is to collect, process and store the individual credit information, provide credit information report to commercial banks and individuals on demand, provide information for monetary policy decisions, financial supervision and other activities permitted by rules and regulations The document is divided into several chapters, and covers the following topics:

1. Reporting and Processing
2. Information Access
3. Dispute Resolution

Document Details

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Saturday, October 1, 2005
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People's Bank of China
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