• This Technical Report to the ITU-T Focus Group on Digital Financial Services (DFS) presents an overview of the current and projected state of digital identity and authentication, as it applies to the DFS sector. It is intended to be read in the context of Recommendations ITU-T X.1252, ITU-T X.1253, and ITU-T X.1254, which address the wider issues around the management of identity in data networks. The paper briefly explores the relationship between legal and digital identities.

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